2 Ways to Finance Your Plastic Surgery in Mexico

Plastic surgery can be extremely costly in the United States, leaving people unable to afford the procedure that could transform their lives or give them their body confidence back. One option for patients in this position is to have their surgery done abroad, in a country such as Mexico, where experienced board-certified plastic surgeons charge far less for the exact same procedure as the one the patient was considering having done in their home state.

Why is plastic surgery in Mexico cheaper? 

Plastic surgery procedures conducted in Mexico have a much lower overall cost because, in general, healthcare, overhead expenses, living costs, and medical supplies are more economical than in the US. Since the base cost of the surgery is lower, hospitals and clinics can then pass this savings on to their patients. This allows people to get world-class plastic surgery from a fully qualified and board-certified plastic surgeon at a fraction of the price. It’s a common misconception to think that the cost of surgery alone is equal to the quality of the treatment that patients receive; in reality, there are more things that can determine the quality of medical care, other than what is being charged. Most of the time, the safety and quality of plastic surgery in Mexico rivals and even surpasses that of the US. 

financing medical tourism surgery

Things to consider when budgeting for your plastic surgery 

Even at a reduced rate, traveling abroad for surgery can still be costly and there are a couple of additional expenses to consider in addition to the surgery itself. 

When calculating their procedure costs, patients must look at their travel and accommodation expenses both pre and post-surgery; as well as the cost of medications, anesthetic, and pre-surgery consultations, when not included in the procedure price. Although traveling abroad for plastic surgery may appear cheaper on the surface, without thoroughly checking what is and what is not included in the cost of the procedure, some patients may end up spending more. Extras such as international flights, transfers, accommodations and medications can add up to a significant amount. 

Here at VIDA Wellness and Beauty, we’ve tried to keep our costs as comprehensive and transparent as possible so that our customers can see precisely what is included in their surgery. Standard with every surgery we already include a free planning consultation, the fee of your board-certified surgeon, the anesthesia and the anesthesiologist fees, the facility fee, and the cost of any medications that you may need. For procedures that may require an overnight stay or a period of monitored recovery, we also provide a state of the art Recovery Boutique at an all-inclusive cost of just $150 USD per day. This facility is designed to provide you with all the comforts you want in addition to 24-hour nurse care, pain management and medications. You can view the average total price of our surgeries below and here

plastic surgery mexico pricing table

Plastic surgery financing in Mexico 

When financing your plastic surgery in Mexico, there are two main options available to you. 

  1. Pay for your surgery in cash 
  2. Finance your operation using a reputable medical loan company 

Paying for your surgery in cash 

If you already have the money you need to pay for your plastic surgery, or are able to save up over time to afford it, then you can pay for your procedure in cash. The key benefit of paying in cash is that you will not need to pay any interest on a loan for your procedure, keeping costs to an absolute minimum. Although it is always ideal to be able to pay for your procedure in cash, it is unrealistic to expect every plastic surgery patient to have the money up-front.  

Financing your surgery with a medical loan company

If you currently don’t have the money necessary to pay for your procedure and want to avoid having to save up for months or years, there is a different route you can take: financing the surgery.  Financing your surgery with a medical loan company can help you cover your medical expenses and pay the cost back in fixed monthly payments, making the procedure more affordable to you.  By taking out a loan, you can have your procedure far sooner than if you were to try and save up the full amount, allowing you to enjoy the benefits of your surgery and to pay your loan back at a rate that works for you. 

The pros and cons of financing your surgery 


  • You do not need to have the cash up-front. 
  • You can have your surgery sooner. 
  • You don’t need to save up for the procedure.
  • You can pay back your loan in affordable installments. 



  • The interest on your loan will make your overall repayment amount higher.
  • You could fall into financial difficulty if you are unable to make your minimum monthly repayments.

Choosing a medical loan company to finance your plastic surgery 

You must find a medical financing company where you feel comfortable taking out a loan for your surgery.  When considering medical finance companies, you should take into consideration their experience, the interest rates that they offer, their approval rates, and the quality of their customer service. Don’t just settle for the first medical loan provider that approves you, instead, shop around to make sure that you are getting the best deal and remember to read other customer reviews to get a sense of their experience. 

Here at VIDA Wellness & Beauty we mainly work with two leading financing companies for US patients, Citerra Finance and United Medical Credit. We have chosen to work with these companies as they both have extensive experience providing medical loans to plastic surgery patients and are also able to help customers with less than perfect credit ratings. For patients in Canada, we work with Med Loan Finance

Speak with us about your payment options 

To find out more about the plastic surgery procedures that we offer, to book a free virtual consultation, or to ask us about financing your surgery, get in touch with us today at (619) 738-2144 (toll-free). Whatever your concerns, we are here to make your plastic surgery dreams a reality. 

Dr. Alejandro Quiroz

Dr. Quiroz is our board-certified Chief Plastic Surgeon at VIDA Clinic in Tijuana. He specializes in Facial Rejuvenation, Neck lift, Buttock Augmentation, Breast Augmentation, Body Contouring and more. He is member of the American Society for Aesthetic Plastic Surgery, American Society of Plastic Surgeons, International Society of Aesthetic Plastic Surgery, San Diego Plastic Surgery Society, the Mexican Society of Aesthetic & Reconstructive Plastic Surgery and the Mexican Council of Aesthetic & Reconstructive Plastic Surgery, to mention a few.